From B40 to T20 — Practical Steps to Upgrade Your Income

The episode explains realistic strategies for moving from B40 (lower-income group) into the T20 (top 20% income) by focusing on increasing earned income, using safe leverage (property), and then shifting from “labor” to “intelligence” to “leverage others.” The host stresses that job-hopping with purpose, sound property investing, and deliberate skill/asset-building are more reliable short-to-mid-term paths than immediately starting a business.

Income
B40
T20
Journey
December 14, 2025
Me
5 min

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